HBN tutors homeowners and business owners to uncover your rights, and reveal options to protect your property interests. Our working partners work exclusively with individual home and business owners, unaffiliated with banking entities. Contrary to firms that simply facilitate a loan modification (a exercise in surrender and an weak exercise) or recommend bankruptcy, we encourage our clients to stand up for themselves against the banks actions through the formal litigation process.

Through litigation, homeowners can not only stop the foreclosure process but also reach a workable resolution with their lenders. HBN works closely with clients to develop a comprehensive and cost-effective litigation strategy to achieve the best possible solution; whether homeowners are regularly making their mortgage payments, struggling to make their payments or are no longer able to pay.

Should you fall into one or all of these categories, HBN encourages you to call or email our consultants to discuss how we can help you to save your home, your credit and most importantly, your peace of mind.

The initial consultation is free. All costs of litigation are explained in detail prior to engagement and the commencement of litigation. Our litigation systems are extremely reasonable and cost-effective.

Our experienced consultants do not waste time and money on unproductive negotiations with bank employees that have no power to help our clients.

We have found that in many cases, the best and quickest way to get to a resolution is to SUE THE BANK.

If you are serious about SAVING YOUR HOME or INVESTMENT PROPERTY then you need to cut through the bureaucracy that is structured to confuse and obfuscate. You need to take control and gain negotiating leverage.
You probably need to sue the bank.

Negotiating a short sale, loan modification or a deed in lieu of foreclosure only helps the bank. Very rarely does anything good for a homeowner come from the options being pushed by the banks. The end result of a short sale or deed in lieu of foreclosure is YOU LOSE your home! And a Loan Modification turns you into a renter.
You probably need to sue the bank.

Have you begged your mortgage company for help, just to see them stand by and watch as you fell deeper and deeper into debt? Have they told you that they can not do anything to help until you are in default and then start foreclosure once you missed a few payments?
You probably need to sue the bank.

If you are disgusted and do not know what to do next or where to turn, HBN can help. We will analyze your situation and tell you what alternatives we see. We will answer any questions you have, and when the appointment is over, you will clearly understand the landscape, and will clearly understand your options. There is much misinformation making it impossible for consumers to have a clear picture of what is going on and where they fit in. It is impossible to make good decisions without accurate information.
You probably need to sue the bank.

No matter what stage of the foreclosure process you find yourself, the ultimate goal is to save your home and reach an equitable and workable solution with your lender. With the help of a qualified attorney, there are several cost-effective legal remedies to alleviate the financial and emotional toll exacted upon you and your family during a foreclosure.

Unfortunately for some homeowners the foreclosure process has progressed too far to initiate litigation or realistically expect meaningful loan/payment modification or a halt to the loss of their home. That said, a great number of homeowners who find themselves in actual foreclosure or perceive it as a very real possibility would be well advised to investigate and avail themselves of HBN's expertise and advocacy.

After your initial meeting with HBN, you will have the tools to make the decisions that make the most sense for you and your family.